Workers' Compensation insurance protects your employees from work related injuries and illnesses that arise out of and in the scope of employment. It provides coverage for medical treatment and indemnity wage benefits. Workers' Compensation is a statutory coverage in most states. In some states, corporate officers, owners, and partners may elect to exclude themselves from coverage.
Employer's Liability
Employer's liability is a component of workers' compensation coverage. It protects your business from claims that an employee's injury or illness was a result of the employer's negligence or failure to provide a safe and healthful workplace.