Umbrella

Umbrella & Excess Liability

Commercial umbrella policies provide excess liability provides an additional layer of liability protection for your business when the limits of an underlying policy have been exceeded as the result of one or more claims. Qualifying underlying policy coverages include:

General Liability
Employer's Liability
Commercial Auto Liability

Employer's liability is a component of workers' compensation coverage. It protects your business from claims that an employee's injury or illness was a result of the employer's negligence or failure to provide a safe and healthful workplace. Umbrella policies do not provide additional coverage for commercial property.